M. Soc. Sci. University of Helsinki, 1996
PhD, Copenhagen Business School, 2002
Researcher, Academy Research Fellow, Acting Professor, Helsinki School of Economics / Aalto University School of Economics, 2001-2011
Professor of Economics, University of Vaasa, 2011-
Vice Dean of the Faculty of Business Studies, 2017
Vice Dean of the School of Accounting and Finance, 2018-
Taloustieteen perusteet (introduction to economics), micro (with Juuso Vataja), first year studies
Johdatus pankkitoimintaan (Introduction to banking), bachelor level
International banking, master level
My main area of research is Financial Literacy and Financial Education. I am currently (2016) the leader of two Academy of Finland projects on this topic. I have also several smaller grants on the topic.
I have also done work on banking organizations, cooperatives, and personnel economics.
I am the chairman of the Professors' Union's Vaasa Chapter.
In 2012-2013, I was the president of the Finnish Economic Association.
I was the 2016 Recipient of the Warren Samuels Prize (together with Simon Cornee and Ariane Szafarz), awarded by the Association of Social Economics.