Jaakko Mustonen Doctoral Student University of Vaasa / School of Accounting and Finance / Economics Contact jaakko.mustonen [at] uwasa.fi Publications Publication year Publication Authors 2025 The role of financial literacy in payment defaults Mustonen, Jaakko; Buturak, Gökhan; Ruuskanen, Olli-Pekka; Kalmi, Panu; Vaahtoniemi, Saara Projects Misleading Consumers (2025 - 2029)