Lic.Sc. Olli Välimäki’s dissertation examines debt covenant guidance in financial agreements. The purpose of Välimäki´s study is to examine whether and how banks are able to control their credit risks by means of debt covenants instead of, or in addition to, more traditional ways provided by collateral, and if so, how debt covenant guidance should be carried out and which are its main judicial risks. Field of the study is business law.